How much compensation can I claim for slipping on steps in an office? I was climbing the stairs when I suddenly slipped due to rainwater, breaking my leg as a result. I have just received an offer of compensation from my employer’s insurance company. Should I accept?
Without specific details of your claim for slipping on steps in an office, it is difficult to determine the amount of compensation to which you may be liable. The fact that your employer’s insurance company has made an offer of compensation is a good indication that liability for your accident is being accepted. However it must be remembered that such unsolicited offers are often made with the intention of saving money for the insurance company — not about ensuring that you have received sufficient compensation. For this reason you are advised to consult a personal injury solicitor at the earliest opportunity regarding your injury, and who can place a more accurate figure of compensation on your injuries. The compensation to which you may be entitled should include the factors as mentioned below.
The injury that you have sustained will be compensated with regards to its location, severity and the long-term effect it is likely to have upon your life. This figure will then be adjusted appropriately in order to take your age, gender and your general state of health prior to the accident into account. For this reason, a young, healthy female will receive more compensation than a sixty year old male who is a long-term smoker, even if the injuries are identical.
Trauma caused psychologically may also be compensated, whether it was caused by the nature of your accident or as a consequence of your recovery period. Your trauma must first be verified by a qualified psychiatrist before it can be rewarded.
Special damages will encompass a large portion of your claim for slipping on steps in an office, as this will seek to return your financial situation to as though the accident never occurred. This involves compensation for any expenses directly related to your injury such as medical costs, alternative transport and the cost of refitting your home if confined to a wheelchair. Any loss of income will also be compensated under special damages.
Finally there is loss of amenity damage, which will compensate for any decrease suffered in your quality of life because of your accident. This may be rewarded if you are unable to perform household tasks, engage in social events or partake in leisure activities on account of your injuries.
If you wish to receive an accurate figure on the compensation you can claim for slipping on steps in an office, you are advised to consult a personal injury solicitor at the earliest opportunity, who can also guide you through the process of making a personal injury claim.