Am I entitled to finger injury compensation if I cut my finger on a broken piece of glass in the pub?
Whether or not you are entitled to claim finger injury compensation will largely depend on the circumstances surrounding how you finger came to be cut. Finger injuries from broken glass are a common problem in pubs because of the large amount of glass that is present — not only the glasses and bottles, but many of the furnishings too.
Pub landlords and bar owners have a duty of care to their clients which extends to providing them with a safe environment in which to enjoy a drink. Staff should be trained to inspect glasses and bottles before serving drinks to the public to ensure that they do not present a hazard, but it is understandable that these health and safety procedures may not always be adhered to in busy periods or in dark environments.
Consequently, if you have sustained a cut finger due to the negligence of one of the pub´s employees, you are entitled to claim for finger injury compensation — although there are certain procedures you should deal with first in order to support your claim.
First, if you have not already done so, seek a medical examination. Although you believe you may have sustained a simple cut, the site of your injury may still contain fragments of glass that could exacerbate your injury when that part of your finger has pressure applied to it. Deeper cuts can damage tendons which will restrict the future dexterity of your finger if not properly treated and, if the wound is not stitched and dressed properly, you are at risk from contracting an infection.
As well as establishing the severity of your injury, your attendance at a medical centre will be recorded in your medical notes — notes that will be used in a finger injury compensation claim to settle how much compensation you are entitled to receive.
Once the extent of your injury is known, you should also make a report in your pub landlord´s “Accident Report Book”. This will alert the landlord to a hazardous situation which needs to be addressed in the operation of his pub, but also alert him to the fact that you are intending to make a claim for finger injury compensation. If the landlord relates this information to his public liability insurance company, you may be directly approached by his insurers with an offer of early settlement for your finger injury compensation claim.
Often, these offers are inappropriate to the pain and suffering you experienced when you cut your finger but more so in respect of the consequences of your injury. If, for example, you worked on a computer and were unable to type due to the dressing on your finger, you may be entitled to claim for loss of earnings. If you enjoyed a recreational pursuit that you were not able to participate in while your stitches were still in place, you might also be able to claim damages for “loss of amenity” in your finger injury compensation claim.
There are many different elements of a finger injury compensation claim that may not be immediately apparent to you, and this is why it is always in your best interests to speak with a solicitor at the earliest possible opportunity, discuss whether you have a claim for finger injury compensation which is worth your while to pursue and determine how much compensation you may be entitled to receive.