I have been offered a settlement of £750 for food poisoning in a Wimpy restaurant by an insurance company. Should I make a claim or accept the compensation that I have been offered?
When an insurance company makes an offer to settle a case of food poisoning in a Wimpy restaurant, it is strongly advisable to have the compensation amount assessed by a personal injury solicitor. Insurance companies make settlement offers to their limit liability to pay damages to reduce company losses. In return for a quick settlement the amount of compensation offered is usually far lower than the amount that could be recovered by making a legal claim.
Without knowing the type of food poisoning you have contracted, the severity of your symptoms and if any long term health problems are likely to be suffered as a result of your illness, it is not possible to give you an indication of the level of compensation that is applicable, and whether the offer of £750 is appropriate.
If you have been forced to take time off work as a result of your illness, you are entitled to claim compensation for food poisoning in Wimpy for lost earnings, in addition to being compensated for the pain and suffering caused by your illness. It is unlikely that the offer you have received will have included this or any other expense that has been incurred as a result of your illness. Even if you have received full sick pay and have only incurred minimal costs, the offer of £750 does appear to be particularly low and it is probable that you will need to make a claim to recover a much more appropriate amount of food poisoning compensation.
In order to find out your maximum entitlement to compensation for Wimpy restaurant food poisoning you should consult a personal injury solicitor for advice. Since most personal injury solicitors will assess a case of food poisoning in a Wimpy restaurant free of charge, it makes sense to take advantage of this service to ensure that your case is not under-settled. If the offer of compensation for Wimpy restaurant food poisoning you have received is established to be fair, and you do not stand to recover a significantly higher award of damages by taking legal action, a solicitor will advise you to accept the offer.
If you reject the offer and claim compensation for food poisoning in Wimpy, it does not mean that you will have to endure a protracted court case and wait months for an award of food poisoning compensation to be made. If there is evidence to support your claim for compensation for an illness from restaurant food, it is probable that your solicitor will be able to negotiate a much more appropriate settlement with the insurance company.