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Jet Ski Accident Compensation

Is it possible to claim Jet Ski accident compensation against the rider or owner? I was swimming in the sea and was hit by a jet ski which missed my head by inches. I escaped with a dislocated shoulder and severe muscle damage, but could have died.

Question:

Is it possible to claim Jet Ski accident compensation against the rider or owner? I was swimming in the sea and was hit by a jet ski which missed my head by inches. I escaped with a dislocated shoulder and severe muscle damage, but could have died.

Answer:

Although you will no doubt be angry and upset that you have been injured and could have died in the accident, a claim for Jet Ski accident compensation can only be awarded for physical injuries and mental trauma which have actually been suffered.

The increase in the use of Jet Ski’s and other personal water craft (PWC) close to the shoreline and in lakes has seen a marked increase in injuries to bathers and swimmers and a jet ski accident compensation claim can often be made against negligent riders or owners when injuries are sustained. Swimmers can be difficult to spot in the water, and the potential risk of injury by a Jet Ski is considerable. When a Jet Ski rider is approaching the shore, extra care must be taken and the rider must be especially vigilant.

Even a low speed collision has potential to cause catastrophic injuries, and can easily cause a swimmer to drown if they are knocked unconscious. Failure to take proper care and to respect other water users is classed as a failure in a duty of care, and this negligence will see the rider or owner liable to pay Jet Ski accident compensation to the victim.

In the UK, a Jet Ski accident compensation claim may be possible against the owner’s insurance policy. Fully comprehensive insurance covers not only fire and theft, but also liability for any personal injuries caused to the rider or owner as well as third party injury cover. If a Jet Ski accident was been caused by the negligence of the rider or owner, compensation for Jet Ski accident can be claimed against this insurance policy.

Although in the UK it is not compulsory to obtain insurance if you own a Jet Ski, launch sites will not allow Jet Ski owners to take to the water without a minimum of third party liability insurance. It may still be possible to claim compensation for Jet Ski accident if the owner or rider is uninsured however, irrespective of whether the person responsible for your Jet Ski injury is insured or not, it is advisable to discuss your claim for Jet Ski accident compensation with a solicitor as soon as possible.

Sea injury compensation claims differ from personal injury claims for accidents on dry land. The Statute of Limitations allows only 2 years for maritime injury claims involving Jet Skis, and similar limitations apply to accidents which happen overseas on holiday. A Jet Ski accident claim for an injury which has occurred on holiday can be difficult to pursue when you or the negligent rider have hired the Jet Ski from a local company, although it may be possible to claim Jet Ski accident compensation from a tour operator if you sustained an injury while swimming off a private beach owned by the hotel at which you were staying.

Due to the difficulties dealing with insurance issues, establishing negligence and international laws when your Jet Ski accident has occurred overseas, a personal injury solicitor should always be consulted about making claims for Jet Ski accident compensation.