I would like to claim for a loss of a thumb in a work accident. What procedure should I follow in order to claim?
You must consider a number of factors before proceeding with a claim for a loss of a thumb in a work accident. No two thumb loss injury claims are the same — even if they injuries are identical — they can impact two lives quite differently. Therefore it is always in your best interests to speak with a personal injury solicitor to discuss the circumstances surrounding your accident.
To successfully claim for a loss of a thumb in a work accident you will have to demonstrate that a negligent third party was to blame for the injury you sustained. In order to do so you will require evidence to support your claim for compensation for the injury sustained, photographs of the scene of the accident and the injury you suffered could be very useful. It may also be worthwhile gathering contact details of any witnesses who saw the incident as well investigating if there is any CCTV footage available.
You must seek professional medical care as soon as possible after the accident, this is imperative not only for your own health but also for any potential compensation claim. Any delay in visiting a doctor or GP could affect your thumb loss injury claim as it may be alleged by the negligent party’s insurance company that the injuries you sustained were not serious enough to warrant immediate medical attention or that by failing to seek medical attention, you succeeded in making your original injuries much worse, which would mean you contributed to your own injury
In order to initiate the process your solicitor will send a ‘Letter of Claim’ to the negligent party’s insurance company. Once the insurers receive this letter they have 21 days to acknowledge it and a further 90 days to indicate if they accept liability in your claim for compensation for a thumb loss at work.
If the negligent party accepts liability your solicitor will enter into negotiations with them to ensure you receive the maximum amount of compensation you are entitled to seek.
However if the negligent party does not accept liability for your injury, your solicitor will initiate court proceedings in order to escalate your claim for compensation for a thumb loss at work. This does not necessarily mean that your compensation claim will end up in court as when confronted with a potentially expensive court case the negligent party will usually seek to settle a claim for a loss of a thumb in a work accident.