I have been offered £3,000 by my employer’s insurance company after I tripped in a Kitchen over boxes. I broke my ankle and was wondering if there was any way I could get more compensation?
You do not have to accept a compensation offer from your employer’s insurance company if you tripped in a kitchen over boxes. Often when insurance companies approach you with a direct offer of compensation it is more than likely only a tentative step taken to try to reduce the costs it may be liable to pay for your claim for tripping over boxes.
The value of a direct offer of compensation is usually quite low as all the varying factors surrounding your injury are not taken into account. However insurance companies can make a significant saving through what is known as ‘Third Party Capture’. Often claimants are tempted by the upfront offer of compensation and accept the reduced offer.
In this instance the amount of compensation for a kitchen accident you have been offered does seem low however as we do not know the full circumstances surrounding your injury, it is advised that you speak with a personal injury solicitor as they will be able to assess your claim and advise if it is worth your while pursuing compensation further if you tripped in a kitchen over boxes.
Please bear in mind that although you have received an offer to settle, it does not automatically mean the negligent party will accept liability for your injuries if you pursue your claim for tripping over boxes further. However a personal injury solicitor will ensure that the implications of your injury are fully accounted for in your compensation claim.
Any costs and expenses you have incurred due to your injury should be included in your claim for compensation for a kitchen accident. Once your full entitlement has been calculated you will then be able to make an informed decision whether you should accept the offer of £3,000 if you tripped in a kitchen over boxes.